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pensioner synonym Your Plan has Value A Pension for Life Predictable Income Employer Contributions Cost-of-Living Increases Early Retirement Benefits Stable and Secure Income Your Plan is in Good Hands Oversight Governance LAPP Boards ALAPP Corp. Compensation Disclosure Operations Your Pension is Secure Investments Diversification Asset Mix Investment Performance Investment Results Responsible Investing Funding Pricing the Plan Explaining the Discount Rate Contribution Rates and Special Payments Long-Term Funding Strategy LAPP Board's Statement of Intention A Balanced Approach to Sustainability Risk Management Expecting the Unexpected Risk Appetite Holding the Gains LAPP Renewal Your Life with LAPP Getting Started with LAPP The Value of Being Vested How is My Pension Calculated? Full-Time Pension Calculation Part-Time Pension Calculation The Benefits of a LAPP Pension Are You Working Part-Time? Buying Prior Service Transfers into LAPP Contributions About mypensionplan.ca Annual Statements/Pension Highlights Changes in Your Work Life Part-Time or Casual? Buying Service Leaves of Absence Buying Prior Service Explained How Can I Pay for My Buyback? Past Service Pension Adjustment Leaving the Plan On or After Your 65th Birthday Fewer Than Two Years of Membership Two or More Years of Membership Transfers Out of LAPP Updating Your Information Disability Pensions People in Your Life Beneficiaries Relationship Breakdown Your Spouse or Partner Death Before Retirement Thinking of Retiring Retirement Planning When Can I Retire? Estimators Ready to Retire Steps to Retirement Pension Benefits Explained Pension Options Coordination Enhanced Early Retirement Benefit LAPP Retirement Checklist Retired Life Pension Payment Dates Will the Amount of My Pension Change? Death After Retirement Working While Receiving Your Pension Moving? Income Taxes Your Pension Tools News What's New at LAPP? News Archive mypensionplan.ca Change Your Beneficiaries Change Your Address Log into mypensionplan.ca Forms & Publications Forms Annual Reports Member & Retiree Newsletters Plan Information Governance Publications Funding & Investment Publications Retirement Tools Retirement Checklist Pension Estimator Buyback Estimator CPP and OAS Calculators One-on-One Information Sessions Webinar Sessions Employers LAPP Employer List Appeal Process Notice of Appeal Form Home Your Pension Tools mypensionplan.ca

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10 Online Calculators Show What You And Your Retirement Will REALLY Look Like By Ann Brenoff Getty Images

Retirement calculators have totally come of age. Even though most are still sponsored by financial planning and investment sites, many of the calculators nowadays can be downright informative, amusing and sometimes depressing ways to while away the work day. Here are 10 of our favorite calculators to fool around with.

1. What will you look like?
Using age-morphing technology and behavioral research, FaceRetirement shows you what you may look like in retirement. The idea is to connect you to your future (older) self -- so that you'll care less about spending for the now-you and more about saving for the future-you. You take an online photo and then the fun begins. The Merrill Edge site also gives you information about how much you need to save for retirement.

2. How long will your nest egg last?
Answer a few questions to see a long-term projection. Then try making a few changes to view the impact on your results on this Vanguard site .

3. How long will you live?
The Wharton School has a calculator that can estimate, based on your health and family history, how long your retirement savings will need to last . Yes, a longevity calculator. If your tastes run to the morbid, there's always the Death Clock which allows you to watch your minutes tick away.

4. For when you are close to retirement...
If you're within five years of retirement or already retired, this Fidelity calculator will yield a printable report based on how your retirement expenses will stand up against income sources, such as Social Security, pensions, and part-time work, and your assets. It will also do a series of what-if scenarios in case you have a longer lifespan or excessive health care expenses. It takes about 30 minutes to complete.

5. How much do you need?
The Boston Center for Retirement Research at Boston College's Squared Away project says you will need 75 percent of your working income in retirement. Squared Away offers you a way to itemize those expenses . If you're a spreadsheet kind of nerd, this Vanguard worksheet lets you figure it all out .

6. How much will you get from Social Security?
Accurate, free, and with no financial advisor asking for your email, the Social Security website can tell you precisely how much you would get if you retired at various ages . No more need for guessing.

7. Just the facts, Ma'am.
For a simple-to-use, straight shooting calculator, try this one on for size .

8. What will health care cost you?
This is the big bugaboo, the budget-wrecker and one-way ticket to the poor house. AARP's health care costs calculator might help .

9. Thinking of moving to some place cheaper?
Sperling's Best Places allows you to compare the cost of living between cities.

10. What about the unforeseen?
T. Rowe Price's retirement planning calculator is a goodie. It takes about 10 minutes to use and you can fiddle with it to show outcomes based on different scenarios like inflation or serious health care costs.

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EARLIER ON HUFFPOST50: 8 Ways To Prepare For Retirement 8 Ways To Prepare For Retirement 8 Ways To Prepare For Retirement 1 of 8 1. Start Saving Americans spend an average of 20 years in retirement. If you're not saving, it's time to start. Begin small if you have to, and try to increase the amount you save each month. The sooner you start putting funds aside, the more time your money has to grow. Share this slide:

Alamy Suggest a correction Ann Brenoff Senior Writer/Columnist, The Huffington Post MORE: Post50 Retirement Retirement Planning Retirement Calculators Voices